Hospital Confinement

Insphere offers supplemental plans that pay a direct-to-you benefit that can be used toward expenses that are not covered under other insurance. And, regardless of how good your medical insurance is, there are usually additional medical and out-of-pocket expenses that are your responsibility. A Hospital Confinement plan can take the worry out of the uncertainty a long stay in the hospital would bring.

The Hospital Confinement plans are designed to pay higher benefits at the beginning of a hospital confinement to help with unexpected events or expenses. Since you receive the benefit payment directly, you decide how it is used. Cover the costs of travel to and from the hospital, lodging for family members, childcare, or other personal or financial expenses during your hospital confinement.

With the high costs of deductibles, copayments or daily living expenses that are incurred during any hospital stay; a Hospital Confinement policy can give you added protection.

Face uncertainty with confidence! Talk to your local Insphere agent about our solutions today.

Underwritten by The MEGA Life and Health Insurance Company and Mid-West National Life Insurance Company of Tennessee. (Policy Series 25874-P, MW-25896-P) Plan availability varies by state.

• Accident
• Cancer
• Critical Illness
• Dental
• Disability
• Hospital Confinement
• Income Protection
• Income Protection Plus
• Vision