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Universal Life
A Universal Life policy is a more flexible alternative to traditional Whole Life insurance. Universal life plans generally earn a money market rate of interest on premiums deposited in your cash value account. You also have the option of altering your premium payments, as long as there's enough money in your account to cover the costs.
This flexibility can be helpful if your financial situation were to change but there are several important considerations when determining if a Universal Life policy is the right choice for you. Your local Insphere Insurance Solutions® agent can assess your needs and help you make an informed decision.
