Safe Harbor

CAUTIONARY STATEMENT FOR PURPOSES OF THE "SAFE HARBOR" PROVISIONS OF THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995

The content of this Web Site includes forward-looking statements relating to the development of Insphere Insurance Solutions ("Insphere") that are subject to certain risks, uncertainties and assumptions. Actual results may vary materially. Forward-looking statements speak only as of the date they are made, and we do not undertake any obligation to update them to reflect changes that occur after that date. Factors that could cause actual results to differ materially include, but are not limited to, Insphere's ability to obtain and maintain applicable licenses, Insphere's ability to enter into and maintain satisfactory relationships with insurance carriers and agents, the implementation of various information technology and administrative systems, platforms and processes necessary to successfully run the new business and other factors discussed from time to time in the reports filed by HealthMarkets, Inc. with the Securities Exchange Commission or in other publicly disseminated written documents. Like any new business, the progress and success of Insphere entails substantial uncertainty.

Contact an Agent