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Insphere Insurance Solutions® is pleased to have a marketing agreement to offer supplemental insurance products from Family Heritage Life Insurance Company of America. Family Heritage provides coverages that are designed to help pay the unexpected costs that inevitably arise because of sickness or injury. Family Heritage pays you money directly so that you can concentrate on what’s important – getting well.
You can count on Family Heritage to be there when you need them the most. Our product portfolio includes supplementary products that cover accidents, cancer, and even heart related illnesses. These solutions are what today’s American families need – products that provide peace of mind:
Accidental Injury — You can’t plan for accidents, but you can prepare for them with an Accidental Injury coverage.
Cancer — Our Cancer coverage can help you battle the high costs that come with a cancer diagnosis.
Heart Attack and Stroke — Benefits help you contain the out of pocket costs associated with a heart related illness.
Hospital Confinement — Designed to offset the expenses you will likely incur if you or a family member has a stay in the hospital.
Intensive Care — This coverage is not disease or accident specific and pays benefits that begin with the first day of a covered confinement in an ICU.
RETURN OF PREMIUM
When you purchase Family Heritage supplementary coverage that includes our Return of Premium benefit, keep your insurance in force for the contracted number of years, (and if you haven’t had any claims at the end of the period) you get all of your premium money back — every penny! If you do have claims, we will return all of your premiums at the end of the contracted number of years, less any benefits that you have already received.
When it comes time for your return of premium check, we send it directly to you – there are no claim forms or extra paperwork for you to complete. With Family Heritage you can get supplemental coverage for peace of mind…and your money back if you never use the coverage that was provided.
